Dave Mortach

Finance Blog

Developing a Personal Financial Plan

Developing a Personal Financial Plan

Creating a personal financial plan is crucial to achieving financial stability and reaching your long-term financial goals. A well-thought-out plan can help you effectively manage your income, expenses, savings, and investments.  This article will explore the key...

The Role of Emotions in Financial Decision-Making

The Role of Emotions in Financial Decision-Making

When managing our finances, logic and rationality often take center stage. However, the undeniable truth is that emotions play a significant role in shaping our financial decisions. From excitement and fear to greed and anxiety, our feelings can act as powerful...

Financial Mistakes to Avoid in Your 30s, 40s, and Beyond

Financial Mistakes to Avoid in Your 30s, 40s, and Beyond

As we progress through different stages of life, our financial priorities and challenges evolve. Making sound financial decisions becomes increasingly crucial in our 30s, 40s, and beyond. In this blog, we'll explore common financial mistakes to avoid during each life...

Understanding Credit Scores and How to Improve Yours

Understanding Credit Scores and How to Improve Yours

Your credit score is more than just a number; it's a key that unlocks financial opportunities or limits. Whether you're applying for a credit card, a mortgage, or even a job, your credit score plays a pivotal role. Understanding the factors influencing your credit...

Achieving Balance and Security in Your Finances

Achieving Balance and Security in Your Finances

Financial balance and security are fundamental aspects of a stable and fulfilling life. Achieving these goals is not solely about wealth accumulation but also about making informed choices, setting financial priorities, and ensuring a comfortable future. In this blog,...

Benefits of Fintech for Personal Finance and Investment

Benefits of Fintech for Personal Finance and Investment

In today's digital age, financial technology, or fintech, has emerged as a game-changer, revolutionizing how we manage personal finances and make investment decisions. This convergence of technology and finance brings numerous benefits, empowering individuals to take...

Why Everyone Should Learn Financial Literacy

Why Everyone Should Learn Financial Literacy

Financial literacy is a crucial life skill that everyone should strive to acquire. It encompasses the knowledge and understanding of various financial concepts, such as budgeting, saving, investing, debt management, and retirement planning. In today's complex and...