by Dave Mortach | Nov 4, 2025 | Budgeting, Dave Mortach, Finance
Let’s be honest — budgeting doesn’t have the same flash as crypto or day trading. But if you want to build real, lasting financial power? Budgeting is your secret weapon. Think of your budget as your money GPS. Without it, you’re just hoping you’ll end up somewhere...
by Dave Mortach | Sep 4, 2025 | Budgeting, Dave Mortach, Finance
Managing money has always been important, but in today’s fast-paced, always-online world, financial decisions feel more overwhelming than ever. From investment apps pinging notifications every minute to headlines about inflation, it’s easy to get caught up in the...
by Dave Mortach | Aug 6, 2025 | Budgeting, Dave Mortach, Finance
We’ve all heard it before: Skip your daily $5 latte, and you’ll be rich someday! While catchy, this so-called “latte factor” oversimplifies the complex journey to financial independence. Cutting small expenses helps, sure—but long-term wealth is built on far sturdier...
by Dave Mortach | Jul 9, 2025 | Budgeting, Dave Mortach, Finance
In a culture that celebrates hustle, finance has become synonymous with high-stakes trading floors, endless market updates, and an “always on” mentality. But what if the best money moves are the ones you don’t touch every day? Enter the concept of restful finance—a...
by Dave Mortach | Jun 5, 2025 | Budgeting, Dave Mortach, Finance
In the world of finance, there’s a concept so powerful that Albert Einstein reportedly called it the “eighth wonder of the world”: compound interest. Simply put, compounding is the process where the interest you earn starts earning interest itself. Over time, this...